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Norwich Union Direct Van Insurance
What’s included in the standard cover?
| Item | Fully comp | TPFT (Third Party Fire/Theft) |
| Loss or damage to the Van | Y | N |
| Fire and Theft | Y | Y |
| EC compulsory insurance | Y | Y |
| Accident recovery - Free | Y | N |
| New replacement Van - if less than 6 months old, first owner and keeper, and cost to repair over 70% of the cost of the van new | Y | N |
| Liability to third parties | Y | Y |
| Third party property damage - £1m | Y | Y |
| Replacement windscreen - £60 | Y | N |
| Personal injury - £2500 | Y | N |
| Emergency treatment | Y | Y |
| Medical expenses - £100 | Y | N |
| Personal belongings - £150 (excluding goods and tools) | Y | N |
| Replacement Locks if lost or stolen | Y | N |
Optional extras:
| Item | Fully comp | TPFT (Third Party Fire/Theft) |
| Legal expenses | Y | Y |
| Replacement Van increase to 14 days | Y | Y |
| Protected NCD for private policyholders | Y | Y |
| Increased personal injury to £40,000 | Y | N |
| Increase third party property damage | Y | Y |
